New Jersey has a number of programs that help ensure that low-income residents of the state have access to adequate health care. According to a New Jersey Department of Human Services report, 40 percent of low-income residents were uninsured in 2001. By not being able to get adequate care, these people risk having treatable conditions develop into something worse.
NJ FamilyCare
As of March 1, 2010, NJ FamilyCare began accepting applications from parents and guardians who have income from work at or below 133 percent of the federal poverty level and have been without health insurance for at least three months. The coverage needs to be renewed annually to ensure that the family's income level is still below the threshold limit.
Centers for Primary Health Care
New Jersey's Centers for Primary Health Care are health centers that serve the uninsured and underinsured residents of the state. Your bill is based on your ability to pay, but you are always guaranteed health care. According to the New Jersey Department of Health and Senior Services, more than 300,000 people visit the centers more than 1 million times annually. Available services include foot care, mental health, pharmacy services, geriatrics and adolescent health.
FamilyCare/Medicaid
New Jersey FamilyCare works with Medicaid to provide pregnancy services to women in the state. For this program, family income must be at or below 200 percent of the federal poverty level. The program covers women during pregnancy and 60 days after delivery or when the pregnancy ends. According to the New Jersey Department of Human Services, a child born to an Medicaid-eligible mother is eligible for NJ FamilyCare/Medicaid for one year regardless of family income.
Charity Care Assistance
The New Jersey Hospital Care Payment Assistance Program or Charity Care Assistance is free or with minimal charges to patients who receive inpatient and outpatient services at acute-care hospitals in the state. It is for necessary hospital care only, and some services may not be eligible for the reduction in cost. It is for low-income residents who have no health coverage and are ineligible for other private or government coverage.
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