Friday, December 23, 2011

Cheap Ways To Get Health Insurance In Georgia

Learn about cheap health insurance options in Georgia so that you can get the insurance you need.


Without health insurance, you could face a financial catastrophe if you find out that you have a serious illness or you get into an accident. But health insurance is not always affordable. If you live in Georgia, there are a few health insurance programs that try to make health insurance available if you cannot afford it.


Medicaid


If your income falls below a certain percentage of the Federal Poverty Level (FPL), then Medicaid will help pay for health insurance if you are a resident of Georgia. The income requirements vary according to how old you are. For example, if you are providing coverage for a child and the child is one-year-old or less, then income must be within 200 percent of the FPL to receive assistance. However, if you are deemed "medically needy" by your Medicaid case worker, then you must be within 44 percent of the FPL to receive benefits.


PeachCare


PeachCare provides health insurance benefits for children under the age of 19 provided that they meet certain income guidelines. There is no cost for children under age five provided that the family household income is below 235 percent of the FPL. For children over age five, the maximum premium payable is $70 for two or more children living in the household.


Georgia Cancer Screening Program


The Georgia Cancer Screening Program is open to women under the age of 65. You must have limited or no other health insurance and must not qualify for Medicaid or Medicare. You must also have an income that is at or below 200 percent of the federal poverty level. You must not have had a pap test or mammogram within the last 12 months and must not have symptoms that may suggest breast or cervical cancer.







Tags: health insurance, health insurance, must have, below percent, Cancer Screening, Cancer Screening Program