Finding a Medicare HMO plan is a moderately easy process, thanks to plentiful resources available to seniors and their families online and over the telephone. Numerous companies offer Medicare HMOs, and in many cases, the most difficult part of finding a Medicare HMO plan is the research needed to examine all the choices and find the plan that is right for you. Fortunately most of the resources created to find Medicare HMOs also include worksheets and tips to picking a plan that will work best for you.
Instructions
Find a Medicare HMO plan
1. Find Medicare HMO plans through Medicare's online tools. Using Medicare's search options on its web site, you can find and compare HMO plans in your area. Medicare allows you to search for HMO plans in one of two ways. You may perform a general HMO search based on your city, state or Zip code, or you may perform a specialized search by entering your Medicare enrollment information from your Medicare card. Medicare also offers a printed resource entitled "Medicare and You," which you can get on the Medicare web site, or by calling 1 800 MEDICARE (1 800 633 4227) to have a printed copy mailed to you.
2. Search for Medicare HMO plans through resources developed by the American Association of Retired People (link in References). AARP has developed a guide to help older Americans find the Medicare coverage that is right for them; included in this guide are tools to find Medicare plans, including HMOs and PPOs.
3. Find Medicare HMO plans through the guide developed by America's Health Insurance Plans, a trade group that represents the nation's health insurers. The guide covers both Medicare health plans and Medicare drug coverage and includes helpful resources to find a plan that works for you.
4. Search for Medicare HMO plans through your state health insurance assistance program (SHIP) -- links to all of the SHIPs in the U.S. are available in the contact section of the Medicare web site. You may also contact Medicare by telephone at 1 800 MEDICARE to get contact information for the state health insurance assistance program in your state.
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