Health insurance for all children is available in Kentucky.
In the state of Kentucky, many children who do not have coverage from their parents' health care plans have options for state-funded health coverage. The Kentucky Children's Health Insurance Program, also known as KCHIP, is for children under the age of 19 who do not have coverage and meet certain program requirements. There are a few steps to take to apply and get your kids covered under KCHIP.
Instructions
1. Download an application for KCHIP online, or pick up an application at any local health department, doctors' offices, hospitals, pharmacies and schools. Applications must have supporting financial information such as tax returns to prove the financial program requirements.
2. Fill out the application and mail or fax it in to the state KCHIP offices. You can also apply at any Department for Community Based Services office in person. These offices are throughout the state, with at least one office in each county.
3. Meet the Kentucky Children's Health Insurance Program qualifications to be admitted into the program. Children under 19 are automatically eligible if the family has income at or below 200 percent of the federal poverty level. For example, according to kidshealth.ky.gov, a single mother with one child can make no more than $2,429 per month to be eligible. (See References 1) For each additional family member the income amount increases $624 per month, according to the program website. (See References 1) There are some other cases such as job loss or drop in coverage that could qualify your child for coverage.
4. Wait up to 30 days for the application to be processed and for eligibility to be confirmed. According to the Kentucky.gov website, coverage will begin immediately after approval. (See References 1) KCHIP is a comprehensive program that covers doctors, hospitals, dentists, mental health, prescriptions, hearing and vision care. You will not pay more than $450 per year, according to the state website, and the only co-payments are for prescriptions, which cost $1 to $3 per medicine. (See References 1)
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