Sunday, February 14, 2010

Government Grants For Everyday Living

Government Grants for Everyday Living


Government grants are available to help with many costs its citizens run into. Individuals can apply for grants for adoption or family-related expenses, education and costs related to a personal home. Grants are available from local and state governments, as well as the federal government, and most grants do not need to be repaid. A general list of federal grants can be found from www.grants.gov. Read all applications carefully before submitting.


Family Grants


Processes and applications for adoption are available at www.childwelfare.gov. These grants are from the federal government, but local, state and county agencies may also offer financial assistance. Check with the appropriate social services agency in your area for detailed information.


Help in paying for childcare is specific to each state. The National Child Care Information Center's website at nccic.acf.hhs.gov can help you locate contact information for your state. Eligibility varies.


Additional grants for children with specific needs are also available. Details for grants relating to health care or special needs can be found at www.federalgrantswire.com.


Grants aimed at helping with food expenses are handled through the Food and Nutrition Service website, www.fns.usda.gov. Local and state agencies also offer grants to families in specific circumstances, single mothers, women and students.


Educational Grants


College grant information is available at www.studentaid.ed.gov. Read the application details thoroughly, as this site contains information on both loans and grants. Additional information on education grants from a variety of sources, including private donations, is listed at www.grantsalert.com.


Adults can apply for employment grants or additional training grants at www.dol.gov. These grants are processed on a state level and will vary by location.


Home


Grants for expenses such as heating or cooling are detailed at www.acf.hhs.gov. Additional grants may be available through local utility companies or state services.


Grants for improving home energy are detailed at www.energy.gov. These programs are handled at the state and local levels.


Grants for purchasing a home are also available through www.homebuyerfunds.com. Grants for specific home improvement projects can be submitted to local state agencies. Federal grants are specific to rural home improvements.


Warning


Many websites advertise help with the grant process. Be cautious of any site that requests a fee up front. Some sites will send additional information that may be helpful in completing the grant application process. A complete grant application package can be downloaded from www.grants.gov.







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