Tuesday, March 20, 2012

Florida Blue Cross And Blue Shield Health Options

Dental insurance is offered with medical plans through Blue Cross Blue Shield of Florida.


Through hard times many living in Florida are finding themselves without health care benefits, but that is where Blue Cross Blue Shield of Florida comes in. Whether your employer has reduced your medical benefits, you are between jobs or just starting out at a new one, there are temporary plans to help you get through. Plans are also available for those who are unemployed, self employed, elderly or students.


Health


A majority of the health coverage options available through Blue Cross Blue Shield of Florida are available through BlueOptions. You will be able to choose from temporary insurance for 30,60, 90 or 180 days to full medical coverage. BlueOptions plans also include: Hospital Surgical Plus, a Health Savings Account, health plans with dental and a predictable costs plan with low copayments. The Hospital Surgical Plus is also available through BlueSelect plans, which will give you basic medical coverage, plus coverage for any unexpected major medical procedures. BlueSelect and Miami-Dade Blue plans both offer a low-cost coverage plan where you can pick coverage you want so you are not paying for services you will never use. Value health care plans are available through GoBlue, which requires no medical history or testing to get approved.


Dental


Dental coverage is offered through three different dental plans, BlueDental Care, BlueDental Choice and BlueDental Choice Plus. These plans are for both individuals and families without full dental care coverage. With the different plans you will be able to choose from low copayments and full coverage, including braces. This plan works great for families who only receive dental insurance for the one who is working as it will give a low-cost coverage for the rest of the family.


Life


Term life insurance is available for individual who want to see their loved ones protected should the unthinkable happen. The program is affordable and offers financial protection for families during the loss of a loved one. Blue Cross Blue Shield of Florida life insurance is offered through LifeEssentials Term Life Insurance for Individuals.


Pharmacy


Get help paying for the continually rising pharmaceutical costs with a pharmacy coverage plan through Blue Cross Blue Shield of Florida. This can lower out of pocket costs through plans that are available in conjunction with other health plans. Coverage is offered through Pharmacy Programs and Pharmacy Coverage for Medicare Eligibles. Discounted prescriptions are available through local pharmacies with low copays or through the mail.







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